Payment Gateway is the service that automates the payment transaction between the customer and merchant. It is usually a third-party service that process, verify, and accept or decline credit card, debit card and Net banking transactions on behalf of the merchant through secure Internet connections. Payment gateways fulfill a vital role in the eCommerce transaction process, authorizing the payment between merchant and customer.

Encryption: The web browser encrypts the data to be sent between it and the merchant’s web server. The Payment Gateway then sends the transaction data to the payment processor.

Authorization Request: The payment processor sends the transaction data to a card association. The card’s issuing bank views the authorization request and “approves” or “denies.”

Confirming the Order: The processor then forwards an authorization to the payment gateway. Once the gateway obtains this response, it transmits it. The interpreted and an appropriate response is generated. This process typically takes only a few seconds at most. At this point, the merchant confirms the order.

We can do the payment gateway integration with your shopping cart so that you can easily process credit cards on your website. All you need to do is let us know which service you use and we will do the rest of the work. Our team is familiar with the most popular payment gateways and their APIs (Application Programming Interfaces). You will not be required to do any coding, as we can handle the complete payment gateway integration process. These are some of the payment gateway integrations that we can help you with: